1. Acceptance of these terms

These Terms of Use (“Terms”) govern your access to and use of yankagolemin.com (the “Site”), operated by Yanka Golemin (“I”, “me”, “my”). By accessing or using the Site, you agree to be bound by these Terms. If you do not agree, please do not use the Site.

2. Nature of this Site

This Site exists to describe a private advisory practice and to publish original written work. It is informational in nature. It does not offer self-service products, online purchases, account creation, or automated services of any kind.

3. No advice given through this Site

No advisor-client, fiduciary, or other professional relationship is created by your use of this Site, by reading its content, or by sending an initial email inquiry. Such a relationship, where it arises, is established only through an explicit, separate agreement entered into after direct discussion.

Content published in the Writing section reflects general views at the time of writing and may not reflect current thinking. It should not be treated as current, complete, or applicable to any particular situation.

4. How an advisory engagement begins

An advisory relationship begins only after a direct conversation and mutual agreement on scope, confidentiality, and terms of engagement, documented separately from this Site. Sending an email inquiry does not, by itself, create any obligation on either party, and does not guarantee that an engagement will follow.

5. Intellectual property

All content on this Site — including essays, text, structure, and design — is the property of Yanka Golemin unless otherwise stated, and is protected by copyright and other applicable intellectual property laws.

You may read, link to, and share excerpts of published essays for non-commercial purposes, with appropriate attribution. You may not reproduce, republish, or distribute substantial portions of this Site’s content without prior written permission.

6. Acceptable use

You agree not to use this Site in any way that:

• Violates any applicable law or regulation
• Attempts to gain unauthorised access to the Site, its infrastructure, or any related systems
• Interferes with the proper functioning of the Site
• Involves the transmission of malicious code or unsolicited communications
• Misrepresents your identity or affiliation in any correspondence sent through the contact details provided

7. Third-party links

This Site may, from time to time, link to third-party websites or resources. These are provided for convenience only. I do not control and am not responsible for the content, accuracy, or practices of any third-party site, and inclusion of a link does not imply endorsement.

8. Disclaimer of warranties

This Site and its content are provided “as is” and “as available,” without warranties of any kind, express or implied, including but not limited to warranties of accuracy, completeness, or fitness for a particular purpose. While reasonable care is taken in publishing content, no guarantee is made that the Site will be error-free, uninterrupted, or current at all times.

9. Limitation of liability

To the fullest extent permitted by applicable law, I shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenue, arising from your access to or use of, or inability to access or use, this Site or its content, even if advised of the possibility of such damages.

Nothing in these Terms is intended to exclude or limit liability for matters that cannot, by law, be excluded or limited, including liability for death or personal injury caused by negligence, or for fraud or fraudulent misrepresentation.

10. Governing law

These Terms are governed by the laws of England and Wales, without regard to conflict of law principles. Any disputes arising from or relating to these Terms or your use of the Site shall be subject to the exclusive jurisdiction of the courts of England and Wales, save where applicable consumer protection law in your jurisdiction provides otherwise.

11. Changes to these terms

These Terms may be updated from time to time. The “Last updated” date at the top of this page reflects the most recent revision. Continued use of the Site after changes are posted constitutes acceptance of the updated Terms.

12. Contact

Questions about these Terms of Use can be directed to:

counsel-inquiry@yankagolemin.com